Employee Benefit Solutions That Meet All Your Needs

WHAT MAKES OUR BENEFIT SOLUTIONS DIFFERENT? 

Our simply smarter approach to employee benefits means you get:

• Automated Claim Substantiation
  With Clarity BenefitConnect you can easily sync your medical, dental, and vision insurance carriers to your Clarity Benefit Accounts to streamline either claim submissions or debit card substantiation so you can focus on your health, not submitting claims, receipts, and Explanation of Benefits (EOBs). No more logging into multiple insurance carriers and wasting time submitting claims and paperwork. If provided, just pay with your Clarity Benefit Card and benefit—it’s that simple. It’s safe, easy, and quick to get started.
   
• Accelerated Funding
  Built for unpredictability, the Clarity HSA offers on-demand, interest-free payroll advances to cover unexpected healthcare costs, so employees aren’t just covered—they’re confident they can keep expenses under control.
   
• More HSA Investment Options
  Employees can take advantage of multiple national banking partners and dozens of investment options to keep their HSA savings safe and growing. Through our secure portal, we provide employees an up-to-date list of the mutual funds offered as well as recent performance information for those funds. 
   
• Flexible HRA Plan Design
  The Clarity HRA is built to be flexible—the dollar amount and payment schedule are customized to the individual plan. Clarity will work closely with you to determine the plan design that works best for your clients and their employees such as split copay HRAs. Then throughout the plan year, we provide online tools to monitor the effectiveness of the program.
   
• Flexible Commute Options
  Clarity SmartRide gives employees money-saving options nationwide, allowing them to reduce their outlay for public transportation, parking, and even popular rideshare platforms like UberPool and Lyft Line. Employees also have the flexibility to start, stop or change their elections on a monthly basis and unused funds carry over from month to month. Clarity SmartRide can also integrate with benefits administration and payroll systems to allow participants the flexibility to make changes to their contributions throughout the year.
   
• Automated COBRA Compliance
  COBRA requirements are much more complicated than many employers realize.  Violations cause costly penalties and liabilities. ERISA regulations also now allow for personal liability to be imposed on the employer for COBRA violations.  Our web-based solution integrates with most payroll and benefit administration platforms, automating required notifications and minimizing the risk of penalties.
   
• Simplified Benefit Administration
  Benefit administration is streamlined from start to finish. We leverage the power of two platforms to allow you to customize your solution to the needs of the client. Whether you have a 50-life group or a 50k life group, we can handle whatever comes our way. 
   
• Cost Saving Compliance
  Clarity is here to do the heavy lifting for you, helping to minimize risk with expert support, innovative software, and a 24/7 compliance portal. Our support and technology can help you avoid costly penalties, which might range from $110 to more than $2,194 for every day a single plan is in violation.
   
• Automated Documentation
  We automate the creation of your wrap plan document and summary plan description (SPD) so you have a single, up-to-date source document for all benefit plans subject to ERISA.
   
• Easy Reimbursement
  With the Clarity Benefit Card, mobile app, and online bill pay.
   
• Clarity Benefit Card
  The Clarity Benefit Card gives employees easy access to all of their Clarity accounts by swiping the card at the point of sale. The card can be used at any qualified service provider that accepts MasterCard. The Clarity Benefit card is also programmed to work anywhere you pay for mass transit, parking, or rideshare programs. These solutions are available however and whenever you want them with 24/7 web and mobile access.

WE MAKE IT SIMPLE TO BEGIN

From day one, you have the support of dedicated specialists who can answer your questions and guide you through your benefit choices and implementation options so your clients can make the best decision for their company. Throughout every stage of our partnership and for every solution we offer, we deliver Clarity to your benefit program.