Employee Benefit Solutions That Meet All Your Needs

Our full suite of programs and tools go above and beyond to help address the new realities in benefits, providing more value to your business. 

We also understand that the benefits and insurance industry is often plagued by me-too products and communication that is dense and difficult to understand. So, our approach is simple, and our goal is to provide you clarity with solutions that are simple to implement, simple to manage, and simple to use.

READY FOR LIFE | EMPLOYEE BENEFITS

Clarity Employee Benefits take the complexity out of consumer benefit administration and compliance.

The cost of employee health benefits is rising at an exponential rate. As health care costs increase, more of the cost burden is being shared with consumers in the form of higher deductibles or reduced coverage. Clarity provides solutions that meet the need to control cost with the need to maintain employee satisfaction, attract, and retain talent. We provide multiple solutions to help offset the increase in your employees’ out-of-pocket health care responsibilities. 
•    Clarity HSA
•    Clarity FSA
•    Clarity DCA
•    Clarity HRA
•    Clarity SmartRide
•    Clarity Wage Parity


READY FOR LIFE | COMPLIANCE


•    Clarity COBRA
•    Clarity Direct Bill
•    Clarity ERISA
•    Clarity POP   
 

READY FOR LIFE | WELLNESS

The workplace certainly saw its fair share of challenges. More than ever, companies are grappling with how to handle COVID vaccinations, especially with the recent Occupational Safety and Health Administration (OSHA) mandate. We offer a fully automated solution that records and validates vaccines and testing so employers remain compliant and stay current on all regulatory changes regarding the mandate - without burdening the HR department.
•    SimplyWell – Vaccine Compliance

 

READY FOR LIFE | ADMINISTRATION 

Simplify the entire employee benefits administration lifecycle with a platform that is highly configurable and designed to automate the entire HR, benefits, and payroll process. Choose from one of our trusted partners and offer a wider range of plan choices with more cost-effective options, all while reducing confusion around benefits.
•    Clarity + Employee Navigator
•    Clarity + bswift
 

WHAT MAKES OUR BENEFIT SOLUTIONS DIFFERENT? 

Our simply smarter approach to employee benefits means you get:

  • Automated Claim Substantiation
    With Clarity BenefitConnect you can easily sync your medical, dental, and vision insurance carriers to your Clarity Benefit Accounts to streamline either claim submissions or debit card substantiation so you can focus on your health, not submitting claims, receipts, and Explanation of Benefits (EOBs). No more logging into multiple insurance carriers and wasting time submitting claims and paperwork. If provided, just pay with your Clarity Benefit Card and benefit—it’s that simple. It’s safe, easy, and quick to get started.
     
  • Accelerated Funding
    Built for unpredictability, the Clarity HSA offers on-demand, interest-free payroll advances to cover unexpected healthcare costs, so employees aren’t just covered—they’re confident they can keep expenses under control.
     
  • More HSA Investment Options
    Employees can take advantage of multiple national banking partners and dozens of investment options to keep their HSA savings safe and growing. Through our secure portal, we provide employees an up-to-date list of the mutual funds offered as well as recent performance information for those funds. 
     
  • Flexible HRA Plan Design
    The Clarity HRA is built to be flexible—the dollar amount and payment schedule are customized to the individual plan. Clarity will work closely with you to determine the plan design that works best for your clients and their employees such as split copay HRAs. Then throughout the plan year, we provide online tools to monitor the effectiveness of the program.
     
  • Flexible Commute Options
    Clarity SmartRide gives employees money-saving options nationwide, allowing them to reduce their outlay for public transportation, parking, and even popular rideshare platforms like UberPool and Lyft Line. Employees also have the flexibility to start, stop or change their elections on a monthly basis and unused funds carry over from month to month. Clarity SmartRide can also integrate with benefits administration and payroll systems to allow participants the flexibility to make changes to their contributions throughout the year.
     
  • Automated COBRA Compliance
    COBRA requirements are much more complicated than many employers realize.  Violations cause costly penalties and liabilities. ERISA regulations also now allow for personal liability to be imposed on the employer for COBRA violations.  Our web-based solution integrates with most payroll and benefit administration platforms, automating required notifications and minimizing the risk of penalties.
     
  • Simplified Benefit Administration
    Benefit administration is streamlined from start to finish. We leverage the power of two platforms to allow you to customize your solution to the needs of the client. Whether you have a 50-life group or a 50k life group, we can handle whatever comes our way. 
     
  • Cost Saving Compliance
    Clarity is here to do the heavy lifting for you, helping to minimize risk with expert support, innovative software, and a 24/7 compliance portal. Our support and technology can help you avoid costly penalties, which might range from $110 to more than $2,194 for every day a single plan is in violation.
     
  • Automated Documentation
    We automate the creation of your wrap plan document and summary plan description (SPD) so you have a single, up-to-date source document for all benefit plans subject to ERISA.
     
  • Easy Reimbursement
    With the Clarity Benefit Card, mobile app, and online bill pay.
     
  • Clarity Benefit Card
    The Clarity Benefit Card gives employees easy access to all of their Clarity accounts by swiping the card at the point of sale. The card can be used at any qualified service provider that accepts MasterCard. The Clarity Benefit card is also programmed to work anywhere you pay for mass transit, parking, or rideshare programs. These solutions are available however and whenever you want them with 24/7 web and mobile access.
Bringing Benefits into Focus
Learn how Clarity Benefit Solutions simplifies the entire benefits lifecycle for our partners and clients.