Simplify Compliance with a Smarter COBRA Administration Software Solution

Simplify COBRA Compliance with Clarity Benefit Solutions. Our web-based platform streamlines the complex, confusing, and tedious administration of COBRA, reducing costly penalties and liabilities for your company. We provide a hassle-free COBRA experience by tracking COBRA triggering events and handling notifications, billing, payments, and reporting. Our solution transforms the inherently complex and time-consuming HR function into a seamless experience. With enhanced capabilities and self-service tools, employers can streamline COBRA communications, reporting, enrollment, billing, and payments while providing employees with a simplified and meaningful post-employment health benefits journey. Plus, stay compliant with ERISA regulations that now allow personal liability for COBRA violations.

What's Included?

Ongoing COBRA administration
Sending qualifying event notifications via first-class mail with proof-of-mailing
Processing COBRA elections once completed by client or qualified beneficiary
Validating all COBRA elections
Billing and collecting premiums monthly
Process for handling undeliverable mail
Providing collections for returned checks
Sending termination and conversion letters
Processing employee life status events
Ongoing validation of employee eligibility
Validating and processing disability extensions

We Have Your COBRA Compliance Covered

FLEXIBLE EMPLOYER STRUCTURE & BENEFIT ELIGIBILITY DESIGN

Whether your organizational structure is simple or extremely complex, our COBRA platform can easily accommodate your system specifications, including unique requirements associated with various employee populations and plan designs you maintain.

FULLY AUTOMATED SELF-SERVICE TOOLS

Our simple and intuitive platform includes an automated wizard that allows you to easily create qualifying events, enables you to be self-sufficient and perform basic functions that historically have required administrator assistance, and provides full transparency into and a real-time view of participant data.

END-TO-END AUTOMATION

Every step in the participant lifecycle is automated. Once you enter a participant’s information, the system automatically moves them through every step in the process – from communications through payment processing – without requiring additional touchpoints.

FLEXIBLE REPORTING & DATA EXPORTING

Access to real-time data and the ability to create custom reports ensures you have ongoing access to the metrics that are most important to your organization; Microsoft Excel export capabilities allow you to easily visualize, manipulate and evaluate program data.

USER CONTROLS

Restrict access rights based on role, business function, or other parameters established by your organization.

FLEXIBLE PREMIUM DISBURSEMENT SCHEDULES

Select your preferred payment schedule: weekly, bi-weekly, or monthly.

ENHANCED PARTICIPANT EXPERIENCE

Your participants have quick and easy access to everything they need to know about their COBRA account, all from within the online portal. From how much they owe to when their next payment is due to whether their last payment was received, participants are able to view key information about their account.