Benefits Technology That Transforms

Today, benefits are more confusing than ever, but they’ve also never been so essential. You need a partner to help remove the complexities from your benefits and technology administration so you can focus on what matters: your business. With unparalleled customer service and technology, combined with a full suite of benefits solutions, we replace frustration with innovation and deliver state-of-the-art programs and tools tailored to your needs.

READY FOR LIFE | BENEFIT ADMINISTRATION

 

We leverage the power of two platforms to allow you to customize your benefits solution to your needs. Whether you have a 50 employees or 50k employees, we can handle whatever comes our way.

 

Employee Navigator

Practical functionality and low cost of entry make it perfect for Clients with up to 500 Employees

We’ve partnered with Employee Navigator to dramatically streamline the benefits administration life cycle by automating the entire HR, benefits and payroll process for your clients. Employee Navigator provides paperless online enrollment that saves time, improves communication, and promotes retention. Benefits enrollment and education are simpler than ever before with our automated communication, decision support tools, and compliance support. And you don’t have to spend a lot or create a whole new department to get started — Clarity takes care of everything, including implementation, carrier and payroll integration, and ongoing support.

Bswift

Greater control, less risk and more predictable costs make it ideal for Clients with 250+ Employees 

We’ve partnered with bswift to dramatically streamline the entire benefits administration and payroll processes. bswift provides a flexible, online and paperless solution for enrollment that saves time, improves communication and promotes retention. We leverage the bswift platform to make benefit selection and administration as effortless as possible, with intuitive features for employees, HR managers and administrators. This enterprise-level technology securely links your payroll, HR, carrier, enrollment, and COBRA processes, creating a seamless and simple experience for everyone. 

You don’t have to spend a lot or create a whole new department to get started. Clarity handles all the behind-the-scenes administrative work, including implementation, carrier and payroll integration, and ongoing support.

 

POWERFUL Benefits Technology FEATURES FOR EMPLOYERS

 

Manage complex eligibility rules, costing calculations, and benefit compliance with straightforward tools and dashboards. Connect seamlessly with insurance carriers, payroll companies, and other third-party vendors through API, EDI, FTP, and SSO delivery. Monitor employee participation and activity with real-time reporting and analytics tools. Fast and easy dashboard reporting. 

  • Protection ranked among the top eight global cybersecurity programs
  • Robust data analytics and dashboard customization capabilities
  • Increased appreciation for benefits + increased employee satisfaction
  • Reduction in benefits-related questions via engagement and education
  • Increased participation across all voluntary and ancillary lines
  • A guided benefits “shopping experience” that will create a tailored benefits portfolio for each employee
  • Ultimate integration and scalability
  • Multiple levels of ACA Support including variable hours tracking
  • Attract and retain clients through market-leading benefits administration technology

 

EASE OF USE FOR EMPLOYEES

 

Provide employees with a complete benefits package allowing them to stay healthy, engaged, and informed by enrolling online. Allow employees to easily view and compare multiple plans in one place, select and enroll in the benefits that best suit their needs right from their home, direct connection to manage their benefits, access to educational resources

  • Streamlined online enrollment
  • Cloud-based self-service portal for managing benefits
  • Download and use the AI-driven Clarity mobile app
  • A customized, guided benefits shopping and education experience
  • Engaging educational resources and tools
  • Ask Emma - an interactive virtual assistant who guides employees through the benefits selection process. She asks a few simple questions and then suggests the plan that fits them best.  Emma provides more than an easy experience—she translates confusing jargon into ideas your people can grasp and educates them with health scenarios, cost comparisons, and more.

 

Benefit COMPLIANCE SUPPORT

 

Provide employees with a complete benefits package allowing them to stay healthy, engaged, and informed by enrolling online. Allow employees to easily view and compare multiple plans in one place, select and enroll in the benefits that best suit their needs right from their home, direct connection to manage their benefits, access to educational resources

Offload the burden and stress of managing ACA Compliance with our automated solutions.

  • ACA Reporting and Form Processing
  • 5500 Filing Preparation and Form Processing
  • Non-discrimination Testing
  • Tracking Full-Time Equivalents
  • Ensuring Minimum Affordability
  • Seamless integration with Clarity COBRA Administration

Reduce costs and paperwork. Increase compliance.

  • Eliminates hours of tedious paperwork
  • Integrates data and systems to reduce costs and wasted time
  • Offers better, more affordable benefits to employers and their workforce
  • Facilitates compliance with the ever-changing demands of ACA

WHAT MAKES OUR BENEFIT ADMINISTRATION DIFFERENT?

 
  • Connect your plans with Clarity BenefitConnect
    Clarity BenefitConnect is a convenient, easy-to-use tool that syncs your medical, dental and vision insurance carriers to your Clarity Benefit Accounts to streamline either claim submissions or debit card substantiation so you can focus on your health, not submitting claims, receipts, and Explanation of Benefits (EOBs).
  • Affordable, proven benefits technology
    Employee Navigator’s practical functionality and low cost of entry are attractive to clients—leading to millions of consumers realizing the platform benefits. And with Clarity, you have the added advantage of integrating our consumer benefits and eliminating administrative hassles. Paperwork for COBRA, FSA, HSA, and other programs is totally automated.
  • Options + flexibility 
    Clarity is part of the Employee Navigator Marketplace, which enables clients to expand their offerings with voluntary and ancillary benefits. Meanwhile, rely on our experienced implementation staff to get their enrollment system live and linked with their carriers through various forms of secure and automated data transmissions.
  • Grow your business 
    When you have an online enrollment platform in your portfolio, you can attract new and larger clients, while unlocking additional revenue from existing clients. Plus, by offering right-fitted benefits that guide employees to a more cost-conscious benefits package you can lower both employer and employee premiums, and free up much-needed HR time to other non-benefits-related areas. 
    • Increased year-over-year revenue by 21% after adopting a benefits administration platform
    • Average 18% revenue growth per account manager leveraging online enrollment solutions
    • Exponentially increased voluntary commissions through platform use
  • A secure experience, end-to-end: 
    bswift’s constant reinvestment in security and innovation, with an annual budget of $800 million on data security, guarantees your clients’ benefits strategy and member data are protected. Through a combination of technology, compliance and policies, we’re able to monitor and safeguard your data 24 hours a day, 7 days a week.
  • A full-service benefits technology solution:  
    bswift’s cloud-based technology is intuitive and easily configurable to empower employers to have greater control, less risk and more predictable costs. Clients can also monitor employee participation and activity with real-time reporting and analytics tools and can rest assured that employee data will always be in good hands, backed by CVS Health. And with Clarity, you have the added advantage of integrating our consumer benefits and eliminating administrative hassles. Paperwork for COBRA, FSA, HSA, and other programs is totally automated.

 

WE’VE BUILT A BETTER BENEFITS ADMINISTRATION EXPERIENCE 

 

Time and money-saving solutions

  • Implementation and ongoing support
  • Reduced costs for administration, reporting, and claims substantiation
  • Reduced administration burden
  • Paperless adjudication
  • Hard and Soft dollar ROI for the employer
  • Increased participation/commissions via ancillary/voluntary enrollment

Simplified integration

  • Complete flexibility in shopping carriers and rates
  • Seamless connection to most payroll providers, benefit administration platforms, and insurance carriers
  • Automated EOB retrieval for insurance providers
  • Streamlined compliance
  • Automatic data transmission via File Feeds

Easy-to-use technology

  • One smart debit card to use across all programs
  • Mobile app, text alerts, and custom portal for consumers
  • Self-service personalized portal for partners and clients

Best-in-class service

  • Reduced questions/confusions during open
  • Customer service scores 3x higher than the competition
  • One-on-one support from a dedicated Client Relationship Manager
  • Expert representatives with an average of 5+ years of experience
  • Service available in 230+ languages
     
Bringing Benefits Into Focus
Learn how Clarity Benefits Solutions simplifies the entire benefits lifecycle for our participants and clients.